Head of risk management

He/She reports to: Managing Director Front Office He/She leads: Project Management Team (Project management Assistants and 1 senior Project Manager) - n. 1 Internal Communication Specialist Works closely with: Managing Directors, Bank Branch Manager, Directors & Head of Departments Purpose of position The Head of Project Management will be responsible for a multidisciplinary unit, reporting directly to the MD Front Office, focused on strategy and project management. Main tasks of the organizational unit are: Support the definition and maintenance of the projects portfolio in close alignment with internal departments; Increasing the focus of the organization on PMO and project management activities, tailoring at local level group methodologies and spreading the project management culture across the organization; Directly manage most relevant and strategic projects, from idea definition through implementation; Implement ROUTE2025 in the Italian market; Communicate effectively strategy contents to the whole company; Reporting to MDs; The Head of project management in order to reach our long term strategic goals (ROUTE2025) leads a team to guide the successful delivery of programs and projects through the provision of strategic and operational support, including operational reporting, risk and issue tracking, quality control and post project benefits tracking and reporting. Skills Experience (6/8 years) in Program and Project Management tasks within complex and multinationals environments; Project Management Certification (e.g. PMP, PRINCE 2); Proven experience in managing multidisciplinary teams; Fluency in English; Ability to combine strategic vision and operational effectiveness; Previous experience in Digital Transformation Program, preferably in the finance/banking industry. Proven attitude towards problem solving, decision making, sound judgment, assertiveness; Excellent oral and written communication skills as well as excellent presentation skills with ability to conduct presentations comfortably to large groups; Strong relationship building and interpersonal skills; Experienced user of MS Project and MS Office toolset (Word, Excel and PowerPoint)

The Senior Manager, head of Risk Management position will strengthen risk management at American Express by performing independent risk assessments, providing effective challenge to first line teams and their strategies, and ensuring that significant risks are properly evaluated and effectively communicated to senior management and the Risk Committee of the Board. Activities will be planned and executed in alignment with the central functions of the Global Risk Oversight group of American Express. Responsibilities include the setup and ongoing management of Second Line of defense for American Express with focus on Credit and Operational risks. This will be achieved via the following ac...

For an ICT multinational company we are looking for the Head of Accounting. Reports to CFO - Manage and oversee the daily operations of the accounting department including: IFRS accounting, local statutory accounting, tax and regulatory filings, month and end year process, accounts payable/receivable, cash receipts, general ledger, treasury, trust account statement reconciliations according to the IFRS, supply chain management and VAT. - Monitor and analyse accounting data and produce financial reports or statements managing the reporting according to headquarter processes/procedures. - Oversee the administrative processes outsourced through the Share Service Centre. - Plays a lead specialist role of senior team of subject matter experts (relative to financial responsibility). - Leads the budgetary and financial control activities for a defined financial area within a business unit to meet needs of all stakeholders Corporate, Government and statutory bodies. - Owns relationship with and influences at DR to LOB CFO level. - Resource management responsibility. - Subject matter expert within a defined specialist area and have specialist advanced qualification. KEY RESPONSIBILITIES Functional Knowledge - Knowledge of industry skills to make an impact, including non-financial skills (e.g. process, telecommunications, contracts). - Drives financial performance and gives financial guidance to senior leadership teams and guides more junior roles. - Advises and coaches on financial policy and practices that support company long term goals. - Expert in a number of finance work areas - Specialist roles at this level should be recognised internally for expertise. Complexity of Role - Manages transformation complexity with ownership for delivery of key business unit specific organisation-wide finance programmes. - Ownership and delivery of planning, facilitation and completion of finance programmes - Drives judicious use of resources to maximise productivity and drive cost

La figura ricercata si occuperà di: Management e gestione di un team composto da Account / project manager senior oltre ad altre risorse più junior. People management Verifica dei KPI e degli Obiettivi del Team Gestione rapporto con i clienti Relazione commerciale e corporate con i clienti top della società Negoziazione di deal e accordi e commerciali Presentazione clienti e attività di supervisione in ambito project management Gestione del rapporto con stake holder aziendali interni ed esterni Riportare il proprio operato direttamente alla Direzione Generale Servizi offerti: Field marketing services Head of Field Marketing Service Division - Marketing OperativoSocietà leader nel settore del Field Marketing e Marketing operativoIl candidato ideale possiede:Provenienza dal settore del Field Marketing / Marketing operativoEsperienza nella gestione e coordinamento di un teamOttima conoscenza del pacchetto OfficeEccellente background analitico e numericoBuona conoscenza della lingua ingleseCapacità di Team WorkingFlessibilità e leadership Importante società leader nel mercato del field marketing e marketing operativo con oltre 300 dipendenti e diverse sedi in ItaliaOttima opportunità di carriera.Salario da 40.000 €/anno a 60.000 €/anno

Descrizione Lavoro Vision: it’s a worldwide group which provides financial services to a wide range of international clients. Locations: Milan. Job profile:  Overall responsibility for the Legal, Risk & Compliance function across the Debt and Banking Solutions (D&BS) business in Italy. The candidate will also provide thought leadership and Contributeactively to the company’s achievement of strategic objectives as a key member of the seniormanagement team. Key activities: assist the members of the Italian entity in achievingcore functions of enabling sustainable growth in Banking and Debt solutions by managing legal risk and compliance requirements....

Key responsibilities will be: • To generate high-quality Learning leads and convert to sales for Certification Services and other SAI Global products and services by executing managed business-to-business conversations • Focus to be on the core target markets for SAI Global Assurance in CESA, specifically Retail, Food Processing & its Supply Chain and Primary Processing. Including Management systems and other certification services • To work closely with the General Manager â€" Strategic Accounts to identify new business potential and plan coordinated Learning business development strategies to maximise SAI Globalâ€(TM)s exposure and opportunities • To gather business environment data; position product/service features and benefits with prospective clients and to match these to identified business needs; qualify prospectâ€(TM)s need, authority, timeframe to purchase and budgetary information, converting to sales where appropriate Duties: • Outbound prospecting, engaging with decision makers within focus groups, industry bodies and major food processing organisations to produce lead generation • Growing the Learning division through the effective management of business development activities within the Division. Direct the activities of the CESA sales group for the achievement of short and long-term business objectives, increased profit & market control. • Generate appointments for meetings and present to prospects with identified needs • Responsible for developing and implementing Learning plans that support the implementation of the above. • Deal professionally and efficiently with incoming leads and enquiries, as allocated, quickly identifying the need and matching with appropriate product/service and business area and following up these leads as appropriate • Manage client retention targets, through engagement with existing SAI Global clients to ensure continued service and identify new sales opportunities for other SAI Global products and services • Ensure the sales team have performance reviews in line with company procedures and identified training requirements are fulfilled to allow the company to achieve business objectives. • Prepare the CESA Learning sales budgets, reports and forecasts (pipelines) and ensure they are presented in a timely manner to the GM CESA. • Enter information received from learning sales activities into the company internal database to ensure that all prospect information is captured accurately and promptly • Capture customer feedback and market intelligence on trends, opportunities and challenges based on above activities and report on this information through internal channels • Meet or exceed required output levels Personal/Other Skills: To be successful, the role requires: • excellent phone, oral communication and presentation skills; • strong written communication skills; • the ability to develop a good rapport with external clients and prospects as well as colleagues within the SAI Global business; • the ability to influence, persuade and direct individuals to convert to sales; • confidence to deal with contacts at senior management and board level; • the ability to manage the complete sales cycle including; â€~closingâ€(TM) appointments, setting and agreeing next stage objectives, producing compelling business cases and proposals and winning sales; • a positive, â€~can doâ€(TM) attitude; • self-motivation and drive, goal-orientated with the ability to work on own initiative while also contributing effectively as part of a team; • strong organizational skills In personal terms, the successful candidate must possess energy, initiative, flexibility and enthusiasm. First class interpersonal skills are essential to facilitate close working relationships and build the trust of clients and peers. Minimum Education/Professional Qualifications & Experience Required: The candidate should have: • 5 yearsâ€(TM) experience in the related area • Experience in planning and implementing Learning sales strategies. • Relevant business-to-business Learning sales experience, dealing with decision makers in the areas of lead generation, sales conversion, account development, enquiry management and lead nurturing • Connections and experience in the Learning Industry (preferably in the certification sector) • Demonstrable track record of success in a similar “Solution sales" environment • Good IT literacy and writing skills with experience of MS Office and of using customer database systems (ideally SalesForce.com) • Some European and CESA area travel and unsocial hours will be required. As SAI Global is a worldwide business, some intercontinental travel may be required • A university degree level education is preferred • Excellent English language skills

Req Id 148221 - Posted 02/06/2018 - M&S Sales Management/Admin (MS-1) - Milano - Europe - Italy - Marketing and Sales - Full-time - Permanent - Management Position: Regional Industry SUB Vertical Manager Fashion Retail Surname / Name: TBA Department/ Location: Regional Marketing and Sales Position Title: Head of Luxury Fashion Europe Line Reporting: SVP CRF Europe - Wade Thompson Matrix Reporting: Head of Sales and Marketing Italy/France Hiring Date: Last Revision Date: December 2017 Purpose of the role The Regional SUB IV Manager is responsible for executing the IV strategy with a 3-year growth in the Region, while driving collaboration between Reg...

This role will involve reviewing Credit Risk proposals, write reports using financial analysis techniques in assessing the credit risk associated to potential new cover and existing plafonds. The Risk Underwriter will be responsible for managing the portfolio within defined risk parameters and to apply risk management methodologies. Key responsibilities:Responsible for approving new credit risk proposal and monitor existing plafonds; Prepares Credit application including Cash flow forecasts, Balance sheet analysis, Industry outlook; Applies underwriting principles and procedures where the company is considering underwriting new risk or modifying existing plafonds Responsible for setting underwriting strategy for each known company or group Support Management, performing portfolio reports and adopting Risk Management techniques to identify risks and monitor portfolio exposure; Ensures proactive action is taken to compensate for economic upturns or downturns on a market, industry or sector basis, in order to optimize the claims ratio Insurance CompanyCredit Underwriting Team in MilanKey Skills of the candidates: Graduated in Finance, Accountancy, Economics, Engineering with preferably Master in Credit Risk Management; 3-4 years' experience in risk Underwriting and Credit risk Management Strong flexibility, large autonomy Ability to work under pressure and to tight deadlines.? Fluent in written and spoken English.? Strong knowledge of Office Microsoft and in particular Excel Our client is a international Insurance Company, based in Milan.Permanent CCNL ANIASalario da 35.000 €/anno a 38.000 €/anno

Job Title: Senior Project Engineer Energy Management Job ID: 276107 Location: Milano Division: Energy Management Mode of Employment: Permanent job, Full time For our Division “Energy Management” Business Unit “Transmission Solution” in Milano via Vipiteno, we are looking for a SeniorProject Engineer for Electrical Engineering. The candidate, reporting to the Head of Engineering Officer, will be responsible for securing of high quality integration ability of internally and externally manufactured engineering. What are my responsibilities? Arrangement and design of primary engineering of high voltage substation: • Layout and configuration of high voltage substations in conventional AIS...

This role is responsible for the management of Production and Materials Planning, Inventory Control and Planning, Sales and Operations Planning, Warehouse Operations and Logistics. This position will work with Manufacturing, Quality, Finance, Sales & Project management and other relevant functional teams at the site. The Supply Chain Head must be able to negotiate and implement lean processes by developing creative solutions and forward-looking strategies and must have demonstrated ability to lead through influence. In collaboration with site teams, develop processes and Key Performance Indicating metrics, utilizing the ERP system to provide timely visibility and tracking of materials and finished goods status across the supply chain. The main responsabilities are:Direct the work of the Master Schedulers, providing expertise and assisting functional leads in identifying risks and evaluating capacities required to support production, storage and other capacities.Maintain best practice KPI metrics and dashboard(s) to measure site execution, customer service and performance of Supply Chain processes.Ensures the management of the introduction and obsolescence of materials throughout product life cycle. Positively affects cash flow and cost of goods by consistently maintaining costing accuracy, supporting the order execution process and managing inventories.Continual and transparent communication with peers to determine the status of assigned projects. Expedites operations, including all functional groups, to prevent delay of schedules. Alters schedules through the Sales and Operations Planning to meet unforeseen conditions.Utilizes a collaborative and consensus approach to ensure customer needs are well represented and met.Manage the team providing professional guidance in terms of performance appraisals and team empowermentPerforms other job duties as required. Supply Chain Head - Multinational API companysupply chain - multinationalTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Education and/or Experience Minimum 5 years' experience in turning around supply chain organizationsDegree required: Bachelors, preferred: Masters or MBA focused in Supply Chain, Business Management, Finance, EngineeringFamiliarity with Supply Chain concepts, Import/Export rules, transportation and warehousing requirementsMust be organized, possess time management skills, have the ability to deal with ambiguity and be able to manage changing priorities. Leads, motivates, and develops direct reports and peers.Possesses excellent communication, analytical, problem solving and decision making skills.Ability to perform work under general direction and normal business pressuresVery good English Knowledge Preferred ExperienceKnowledge/experience with SAP ERP system or comparable ERP systems.Previous process manufacturing and planning experience.Pharmaceutical environment or similarAPICS certification & Lean Six Sigma Certification as a plusClear understanding of Supply Chain Best PracticesAbility to work and succeed in a global environment and people management Our client is an important American multinational company that deals with active pharmaceutical ingredients. We are looking for 2 Supply Chain Head figures for 2 Italian sites in the north-west Milan area and south-west Milan.Ottima opportunità di carriera.

The mail responsability are:Ensure the preparation of timely and accurate monthly management accounts and reports for operational management and Group Board and reduce reporting times;Responsibility for all journals and final GL balances, including review of month end balance sheet reconciliations and control accounts;Ensure the accuracy and integrity of the accounting records and financial systems;Production of statutory accounts for Italian branch and associate legal entities when required, in accordance with the relevant accounting principles;Weekly cashflow forecast reporting, account reconciliation, driving improvements to working capital;Creation and consolidation of budgets & forecasts;Support the Head of Finance in the development and execution of the Group's taxation strategy;Ensure returns for Corporation tax, VAT and other relevant taxes are submitted, payments made on time and all relevant regulations are complied;Monitoring & review of performance against them to enable robust reporting of variances to the Board and third-party stakeholders;Contribute the three-year planning process;Motivate and develop team of four people and supervise & review performance of individuals in the team;Liaise with different departments to ensure the Finance dept is properly supporting the needs of the operating businessesAssist the Head of Finance in respect of periodic reports to the Group's Audit Committee, explaining the processes adopted and undertaken by management to keep under regular review the effectiveness of internal controls covering financial, operational & compliance controls;Play an active role in assisting management in the risk assessment process and embedding a risk management culture throughout the organisation Great opportunity of carrer for a Finance ManagerBusiness service companyThe successfull candidate:Is qualified accountantHas 5 years+ at similar level, evidence of hitting ground running in interim role;Is Fluent in English (written and spoken);Has a background in audit followed by demonstrable experience of financial reporting and control in a similar business;Has ability to influence at all levels of the business, from shop floor to DirectorAbility to coach & develop others to improve service delivered and individual performance;An understanding of financial systems and experience of using technology to reduce reporting timelines and standardsBusiness service company, leading in Europe in its own business.Ottima opportunità di carriera.

VOLKSWAGEN FINANCIAL SERVICES IT Governance Specialist contributes directly to the goals of the IT Governance & Enterprise Architecture team and indirectly to those of the IT Department, managing single IT Risk, Information Security, Access & Identity Management and IT Compliance tasks. With reference to the ITIL methodology, he/she is involved in some of the Design and Continual Service Improvement processes. Role and duty – core business In compliance with the directives issued by the HQ, by the Management and by the company, he/she contributes to the implementation, evolution and monitoring of the following processes: -Access & Identity Management - IT Risk Management - IT Compliance -Information Security Management -He/she will also be responsible for drafting and updating guidelines and operating procedures related to IT Governance topics, and for operationally supporting the IT Dept. during any internal and external audits. Competences -Degree in Computer Engineering, Management Engineering, Information Security, Economics or equivalent -2-4 years of relevant experience in IT Risk, Governance and Compliance area in consultancy companies and/or financial institutions -Demonstrated knowledge of recognized IT audit-related standards, regulations and frameworks (e.g. ISO27001, COBIT, ITIL, OSWAP, NIST, etc.) -Excellent knowledge of IT Governance Processes -Good knowledge of Project Management’s principles (PRINCE II or similar) -Fluency in English -Lead Auditor ISO27001, CISA, CISSP, CRISC or equivalent certifications will be preferred Personal flairs -Excellent organizational and analysis skills. - Decision making skills. - Working within strict deadlines. -Problem solving and problem setting. -Hard working and innovative. -Team working. -Leadership qualities. -Stress management. -Strong communication, presentation, negotiation and interpersonal skills. -Ability to manage junior/external resources Location: Milan

Vision: it’s a worldwide group which provides financial services to a wide range of international clients. Locations: Milan. Job profile: The role will have responsibility for ensuring compliance with local AML regulations in Italy, including putting in place appropriate AML processes and procedures. The AML & CR Officer will have primary responsibility for the performance of KYC and CDD reviews in line with AML policy and procedure, ensuring that all SLAs are met and that the required reporting is performed. There will be a direct reporting line through to the Asset Services AML Team in Maynooth. The AML & CR Officer will also have responsibility for managing customer complaints and underlying errors, ensuring all complaints and errors are logged and addressed on a timely basis, and undertaking appropriate reporting and root cause analysis on a regular basis. Key activities: • Review of AML/CDD documentation as part of periodic reviews or on the occurrence of trigger events, ensuring that all regulatory and/or client requirements have been met • Screening customers for sanctions and Politically Exposed Persons (‘PEPs’) and escalating to Compliance/clients where relevant • Tracking and logging of all CDD reviews, and ensuring that internal and client SLAs are met • Maintenance and review of AML procedures, guidance notes and templates • Liaising with the AML Team in Ireland to ensure consistency of approach • Ensuring all complaints and errors are logged and tracked, and liaising with the business to ensure full complaint and error investigations are completed • Responding to customer complaints on a timely basis and in line with local requirements • Preparation of monthly AML & CR reporting for distribution both internally (to Senior Management/Risk Committee) and externally to our clients Supporting AML and CR Management in ad-hoc projects and in new business opportunities Skills & Competencies: ? Fluent in Italian and English ? Qualification in banking or financial services, with circa 5 years’ experience working in a related field. Experience of AML/Financial Crime and/or Customer Relations is preferable. ? Knowledge of the Italian and European regulatory environment with regards to AML, including specific knowledge of local regulations and EU AML Directives ? Ability to demonstrate a disciplined and systematic approach to work with a proven capability of working effectively on own initiative ? Track record of demonstrating a high level of accuracy, attention to detail and a track record of successfully meeting deadlines ? Experience in a multi-client environment is preferable; experience balancing multiple priorities and demonstrating strong organizational skills are essential ? Strong interpersonal skills with proven ability to communicate across different levels, both verbally and in writing. Excellent report writing skills are a prerequisite. ? Can demonstrate a high awareness of and adherence to confidentiality and standards of professionalism Excellent knowledge of Microsoft products including Word, Excel, and PowerPoint. Reporting Line: The successful candidate will report directly to the Head of QA, AML and Customer Relations in Ireland. Candidates who are in possession of the requirements, can submit their curriculum at: cro@adamiassociati.com

In partnership with the company's CIO and senior management team, you will responsible to enhance Trendy's technology capacity/solution and service on the company's existing strong retail business and brand equity of Trendy and to ensure the planning, development, implementation and transformation of IT infrastructure, enterprise system, IT best support and deliverable that link with business needs and growth.Support the company IT strategy, provide technological guidance within an organisation, be capable to envision & influence business & technology, change to use technology as enabler for advancing quality, effectiveness, convenience & efficiency.Work closely the Chief Digital Officer to establish the best strategy to approach the digital transformation and the omnichannel strategy of the Group.Cross fertilisation will be a key to set a new vision and a cross functional approach with all the divisions and business units of the company.You will identify opportunities and risks for business, including identification of technology trends, opportunities for innovation, and assessment of marketplace obstacles and technical hurdles to the business success.You will establish and supervise the software development process, setting short-term and long-term objectives and assessing progress as defined by the selected software development methodology.Direct development and execution of an enterprise-wide information security plan that protects the confidentiality, integrity, and availability of the company's data and servers.Direct development and execution of an enterprise-wide disaster recovery and business continuity plan. Aligning the IT strategy with the overall business strategy of the organisation, you will manage the day-to-day operations of the information technology department, ensure IT operations, implementation, restructuring, innovation and service link with the needs from the various units of an organisation (such as accounting departments, risk management, HR, design, marketing, digital, retail operation, e-commerce, BUs and so on). Ensure that IT infrastructure and digital assets are working efficiently and effectively as well as technology standards and best practices are maintained across the organisation. You will maintain up-to-date knowledge of technology standards, industry trends, emerging technologies, and software development best practices and share knowledge, mentor, and educate the management, staffs, partners, customers, and stakeholders with regard to the company's technological vision, opportunities, and challenges. Collaborate with the appropriate departments to assess and recommend technologies that support company organisational needs. Ensure company technical problems are resolved in a timely and cost-effective manner. Develop, track, and control the development and deployment annual operating and capital budgets for purchasing, staffing, and operations. Temporary Omnichannel Project Challenging IT Transformation Program University degree or above in the field of engineering, computer science, information technology.A Master/PHD or MBA degree is preferred.A minimum of 10 years related working experience with at least 5 years in IT/ CIO position or a similar managerial role.Deep knowledge and substantial experience of designing/developing IT systems and planning IT implementation, project management in a leading sizeable Multinational companies.Proven leadership ability. Strategic thinking combined with strong capability in execution. A temporary manager with a specific focus on the business, someone able to convey a vision, with strategy and management skills and diplomatic approach. Monitoring in which way the ICT/Digital is impacting the company, in terms of sales, internal mood and brand awareness. Ability to set and manage priorities judiciously. Self-motivated and directed as well as service orientation mind-set. Superior analytical, evaluative, and problem-solving abilities. Excellent interpersonal skills, with the ability to motivate in a team-oriented, collaborative environment. Excellent written and oral communication skills.Fluency in Italian and English is required. Our client is a leading International retail group. Great career opportunity within multinational environment.

Leading the development and implementation of global and local category strategies in Facilities and other services by addressing the relevant categories' total spend and supplier base and considering all potential levers to reduce cost and drive improved performance including demand and specification management. Continuously reviewing the relevant supply market to understand best industry practice and ensure that Group is best positioned to maximise its business opportunities and minimise its business risk. Leading the identification and delivery of cost savings opportunities, prioritising and maintaining a pipeline of procurement initiatives within that category by working with key Group stakeholders and leveraging on best practices across different geographies. Leading global negotiations and supporting/supervising other negotiations managed by the local teams by providing category knowledge and where required setting negotiation targets and co-ordinating/representing Group input into local negotiations. By working with Group Legal teams ensuring that awarded agreements are correctly formalised with suppliers and that the contract is accurately registered in the relevant contract management system. Fully utilising Group's eProcurement tools and capability (e-RFPs, e-auctions, workflow management and reporting). When called upon running complex and high-value competitive sourcing competitions in end to end compliance with Group's procurement policy and processes. Leading and managing the appropriate commercial interface with a range of major global and local suppliers in Facilties and other services including tier 1 & 2 suppliers in accordance with Group's supplier management approach. Adopting a holistic commercial approach encompassing the entire spend/activity profile with the supplier including the leveraging of commitment controls to ensure compliance with contract and compliance with the supplier as a preferred source. Identifying the commercial benefit (e.g. cost reductions & process improvements) opportunities arising from those supplier relationships. Projectising those opportunities and leading the resulting commercial supplier interaction at group level. Leading innovative service provider - HQ Milano OvestGlobal Category Manager Services scope EMEAAt least 5 years' experience developing category strategies in Facilities and Consultancy related services, running substantive sourcing events and managing the commercial elements arising from contract implementation, amendments, extensions with a nominated range of suppliers. Experience working in multinational environments and matrix organizations. Experience of using management information from ERP and Purchasing systems Strong negotiating skills and a deep knowledge of the key contractual elements affecting the commercial relationships with third parties. Excellent interpersonal skills and an ability to work with and influence suppliers and internal stakeholders at the highest level Experience in project management and ability to implement and lead cross-functional and/or virtual teams Strong analytical and communication skills Creativity, innovation, problem solving and ability to challenge conventional thinking A willingness and ability to work with the minimum of supervision Educated to degree/post graduate level CIPS (Chartered Institute of Purchasing & Supply) or similar qualification will be valued Fluent in English. Additionally Spanish, French or Italian with be valued Leading innovative service provider - HQ Milano OvestGreat opportunity in a corporate and new role for the Group